Encova was formed after two companies Motorists Insurance Group and Brickstreet were merged and rebranded.
Encova Insurance Company was formed when two companies, Motorists Insurance Group and Brickstreet, merged and rebranded as one company in 2019. With combined insights from decades of industry experience, Motorists Insurance Group and BrickStreet together sell auto, commercial, home, and life insurance products and pushing innovation for their agents and policyholders.
Motorists Insurance Group was founded in 1928 by Carl Crispin and Vic Donahey, along with four other businessmen, who shared philosophy of putting their policyholders first. Brickstreet was established in 2006 as West Virginia’s first private workers’ compensation carrier. Both companies sold insurance products through independent insurance agents, who now continue to write insurance policies for Encova.
Encova is now a super-regional carrier, writing premiums in 29 states and ranking in the top 20 mutual companies in the United States. The company is represented by more than 17,000 independent agents in more than 2,000 agencies across the country. Encova’s community efforts through Motorists Group Foundation include supporting local causes such as helping children succeed, eradicating cancer and supporting industry initiatives.
| Year Founded | 1928 (Motorists Insurance Group) |
| Financial Strength | Excellent |
| NAIC Complaint Ratio | 0.18 |
Encova does not currently have a mobile app.
Encova Insurance is a company headquartered in Columbus, Ohio, which sells a variety of insurance products through its agents and agencies across multiple states and Washington D.C. It was formed by two companies Motorists Insurance Group and Brickstreet.
Encova was formed after two companies Motorists Insurance Group and Brickstreet were merged and rebranded.
Envoca covers 29 states, including: Alabama, Arkansas, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky,Minnesota, Michigan, Nebraska, Missouri, Maine, New Hampshire, Massachusetts, New Jersey, Maryland, Ohio, Pennsylvania, North Carolina, Tennessee, Rhode Island, South Carolina, Vermont, Virginia, Washington DC, West Virginia and Wisconsin.
Motorists Insurance Group and Brickstreet Insurance have merged and are called Envoca Insurance Company. Both companies continue to be owned by their policyholders.
Encova auto insurance offers the following coverage options:
Encova offers auto insurance discounts, such as:
Encova offers towing and labor coverage that you can add to your car insurance policy. This coverage reimburses you for the cost to tow your car or for the service to get it running again.
Encova offers some coverage options which include a variety of items and scenarios: Coverage for your personal possessions such as clothing, furniture, appliances and electronics. For liability, if you are responsible for injury or damage to another person or their property. This may include coverage for injury or damage caused by your household pets. Medical Payments. Coverage for fire, theft, vandalism, hail and windstorm. Coverage for detached garages, workshops or yard barns. Replacement cost coverage on your furniture and personal possessions. Coverage for your personal valuables, such as jewelry, furs, silver, golf equipment and collectibles.
Encova offers some discounts options to help you to save money, including: Age of your home discount. Recent renovation discount, such as updating the roof, wiring or plumbing. Excellent credit rating discount. Bundling discount.
Encova offers superior commercial insurance. Customers have given Encova a 3.35 rating out of 5 stars. Also, 74% of policyholders indicated they are likely to renew their policy with Encova and 78% would recommend the company to a friend.
Encova offers a Commercial Package for business owners that includes the following: Liability coverage for products, employee dishonesty and theft, faulty work, slips/falls and injuries on your premises and regulatory non-compliance. Business Property, which also includes stock and furniture. Commercial Auto, which protects your company from auto accidents and injuries or damage while loading and unloading vehicles.
| ATV Insurance | Car Insurance |
| Commercial Auto Insurance | Commercial Property |
| Condo Insurance | Cyber Liability Insurance |
| Golf Cart Insurance | Identity Theft Insurance |
| Life Insurance | Motorcycle Insurance |
| Personal Valuables Insurance | Renters Insurance |
| Recreational Vehicles Insurance | Scooter Insurance |
| Seasonal Home Insurance | Snowmobile Insurance |
This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.
This form of coverage is required in every state. It covers property damage and loss of use to a third party.
This form of coverage covers damages when the other party is at fault but is either uninsured or underinsured.
This coverage pays for damages and loss other than that caused by a collision. It is subject to a deductible.
his coverage pays for damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.
This protection covers you if you’ve been injured in an accident, regardless of who’s at fault. Coverages include income continuation, loss of services, funeral expenses and child-care expenses.
This coverage sends assistance if you have a roadside breakdown.
| Multi-policy Discount | EFT Discount |
| Married Professional Discount | Empty Nester Discount |
| Excellent Driving Record Discount | Good Student Discount |
| Long-Time Customer Discount | Driver Training Discount |
| Anti-Theft Devices Discount |
